ZIP
52003
IA · County 19061 · pop 13,735 (population)
32.6
Opportunity Index
EARLY_SIGNALNational rank #15538
Why This ZIP
ZIP 52003 ranks #15538 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 39.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 52003 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19061 — ZIP 52003 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19061 — ZIP 52003 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19061 — ZIP 52003 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 48.9 |
| Property Stress | 12.0 |
| Foreclosure / Delinquency | 6.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 61.0 |
| Construction Pressure | 12.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#15538
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp39.9
Pulse score27.7
Signal Breakdown — 10 Categories
Vacancy
5.2
Auction / REO
—
Construction Pressure
12.8
FL Deep Bonus
—
Property Stress
12.0
HOA / Federal Liens
—
Listings Discount
48.9
Bank Institutional
61.0
Insurance Distress
0.0
Foreclosure / Delinquency
6.0
Top-Line Metrics
Avg DOM (days)
4.4
Price Cut %
—%
Short-Sale Listings
9
Auction Events 90d
—
Vacancy %
5.2%
Bank Score
61.0
Insurance Score
0.0
Listings Discount
48.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 52003 | 27.7 | 9.3 | 0.0 | 48.9 |
| County 19061 | 27.1 | 9.5 | 0.0 | 39.3 |
| IA state avg | 30.2 | 12.2 | 0.0 | 27.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 52054 | 39.8 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 58 | 28 |
| 52031 | 35.5 | EARLY_SIGNAL | VACANCY | — | 28 |
| 52052 | 34.5 | WATCHLIST | VACANCY | 41 | 14 |
| 52068 | 33.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 49 | 12 |
| 52001 | 32.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 49 | 12 |
| 52237 | 31.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 11 |
| 52002 | 30.5 | WEAK | BANK_INSTITUTIONAL | 41 | 12 |
| 52032 | 28.9 | WEAK | VACANCY | — | 19 |
| 52078 | 28.5 | WEAK | BANK_INSTITUTIONAL | — | 11 |
| 52065 | 28.3 | WEAK | BANK_INSTITUTIONAL | — | 11 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/52003
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.