ZIP
52041
IA · County 19055 · pop 1,796 (population)
36.5
Opportunity Index
PEAK_OPPORTUNITYNational rank #6563
Why This ZIP
ZIP 52041 ranks #6563 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 38.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 52041 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19055 — ZIP 52041 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19055 — ZIP 52041 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19055 — ZIP 52041 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 52.8 |
| Foreclosure / Delinquency | 12.0 |
| Property Stress | 11.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 74.2 |
| Construction Pressure | 68.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#6563
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp38.5
Pulse score35.2
Signal Breakdown — 10 Categories
Vacancy
3.4
Auction / REO
—
Construction Pressure
68.6
FL Deep Bonus
—
Property Stress
11.0
HOA / Federal Liens
—
Listings Discount
52.8
Bank Institutional
74.2
Insurance Distress
0.0
Foreclosure / Delinquency
12.0
Top-Line Metrics
Avg DOM (days)
9.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
3.4%
Bank Score
74.2
Insurance Score
0.0
Listings Discount
52.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 52041 | 35.2 | 9.9 | 0.0 | 52.8 |
| County 19055 | 31.3 | 10.1 | 0.0 | 7.1 |
| IA state avg | 30.2 | 12.2 | 0.0 | 27.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 52076 | 36.0 | WATCHLIST | BANK_INSTITUTIONAL | 53 | 14 |
| 52038 | 35.4 | WATCHLIST | VACANCY | 47 | 11 |
| 52310 | 35.3 | WATCHLIST | BANK_INSTITUTIONAL | 50 | 10 |
| 52223 | 32.8 | EARLY_SIGNAL | VACANCY | — | 11 |
| 52237 | 31.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 11 |
| 52218 | 31.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 10 |
| 52035 | 31.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 52042 | 31.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 14 |
| 52057 | 31.3 | EARLY_SIGNAL | VACANCY | — | 11 |
| 52330 | 30.2 | WEAK | BANK_INSTITUTIONAL | — | 11 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/52041
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.