ZIP
52076
IA · County 19043 · pop 2,231 (population)
36.0
Opportunity Index
WATCHLISTNational rank #7462
Why This ZIP
ZIP 52076 ranks #7462 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 40.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 52076 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19043 — ZIP 52076 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19043 — ZIP 52076 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19043 — ZIP 52076 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 53.3 |
| Foreclosure / Delinquency | 17.0 |
| Property Stress | 14.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 67.8 |
| Construction Pressure | 32.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#7462
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp40.6
Pulse score32.9
Signal Breakdown — 10 Categories
Vacancy
5.9
Auction / REO
—
Construction Pressure
32.4
FL Deep Bonus
—
Property Stress
14.0
HOA / Federal Liens
—
Listings Discount
53.3
Bank Institutional
67.8
Insurance Distress
0.0
Foreclosure / Delinquency
17.0
Top-Line Metrics
Avg DOM (days)
145.3
Price Cut %
63.6%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
5.9%
Bank Score
67.8
Insurance Score
0.0
Listings Discount
53.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 52076 | 32.9 | 13.3 | 0.0 | 53.3 |
| County 19043 | 31.2 | 13.9 | 0.0 | 19.9 |
| IA state avg | 30.2 | 12.2 | 0.0 | 27.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 52156 | 37.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 54 | 16 |
| 52049 | 36.2 | WATCHLIST | VACANCY | 46 | 14 |
| 50606 | 35.1 | WATCHLIST | BANK_INSTITUTIONAL | 52 | 13 |
| 52052 | 34.5 | WATCHLIST | VACANCY | 41 | 14 |
| 52044 | 32.2 | EARLY_SIGNAL | VACANCY | — | 14 |
| 52141 | 32.0 | EARLY_SIGNAL | VACANCY | — | 13 |
| 52157 | 31.6 | EARLY_SIGNAL | VACANCY | — | 14 |
| 52035 | 31.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 52042 | 31.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 14 |
| 52159 | 31.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/52076
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.