ZIP
52049
IA · County 19043 · pop 1,336 (population)
36.2
Opportunity Index
WATCHLISTNational rank #7070
Why This ZIP
ZIP 52049 ranks #7070 nationally with phase WATCHLIST. Primary driver: VACANCY. Capital opportunity score is 36.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 52049 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19043 — ZIP 52049 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19043 — ZIP 52049 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19043 — ZIP 52049 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 46.0 |
| Foreclosure / Delinquency | 18.0 |
| Vacancy | 16.4 |
▼ Top 3 Risk Signals
| Bank Institutional | 76.2 |
| Construction Pressure | 25.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#7070
PhaseWATCHLIST
Primary driverVACANCY
Capital opp36.0
Pulse score36.4
Signal Breakdown — 10 Categories
Vacancy
16.4
Auction / REO
—
Construction Pressure
25.6
FL Deep Bonus
—
Property Stress
14.0
HOA / Federal Liens
—
Listings Discount
46.0
Bank Institutional
76.2
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
9.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
16.4%
Bank Score
76.2
Insurance Score
0.0
Listings Discount
46.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 52049 | 36.4 | 13.9 | 0.0 | 46.0 |
| County 19043 | 31.2 | 13.9 | 0.0 | 19.9 |
| IA state avg | 30.2 | 12.2 | 0.0 | 27.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 52156 | 37.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 54 | 16 |
| 52076 | 36.0 | WATCHLIST | BANK_INSTITUTIONAL | 53 | 14 |
| 50606 | 35.1 | WATCHLIST | BANK_INSTITUTIONAL | 52 | 13 |
| 52052 | 34.5 | WATCHLIST | VACANCY | 41 | 14 |
| 52044 | 32.2 | EARLY_SIGNAL | VACANCY | — | 14 |
| 52141 | 32.0 | EARLY_SIGNAL | VACANCY | — | 13 |
| 52157 | 31.6 | EARLY_SIGNAL | VACANCY | — | 14 |
| 52035 | 31.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 52042 | 31.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 14 |
| 52159 | 31.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/52049
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.