ZIP
52765
IA · County 19163 · pop 441 (population)
31.2
Opportunity Index
EARLY_SIGNALNational rank #19374
Why This ZIP
ZIP 52765 ranks #19374 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 31.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 52765 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19163 — ZIP 52765 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19163 — ZIP 52765 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19163 — ZIP 52765 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 12.0 |
| Vacancy | 9.2 |
| Foreclosure / Delinquency | 8.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 82.5 |
| Bank Institutional | 56.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#19374
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp31.0
Pulse score31.3
Signal Breakdown — 10 Categories
Vacancy
9.2
Auction / REO
—
Construction Pressure
82.5
FL Deep Bonus
—
Property Stress
12.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
56.8
Insurance Distress
0.0
Foreclosure / Delinquency
8.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
9.2%
Bank Score
56.8
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 52765 | 31.3 | 10.4 | 0.0 | — |
| County 19163 | 31.2 | 9.7 | 0.0 | 35.7 |
| IA state avg | 30.2 | 12.2 | 0.0 | 27.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 52803 | 38.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 51 | 12 |
| 52802 | 37.8 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 60 | 12 |
| 52804 | 37.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 54 | 12 |
| 52806 | 34.4 | WATCHLIST | BANK_INSTITUTIONAL | 44 | 12 |
| 52748 | 34.1 | WATCHLIST | BANK_INSTITUTIONAL | 44 | 12 |
| 52768 | 32.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 12 |
| 52773 | 32.2 | EARLY_SIGNAL | VACANCY | — | 12 |
| 52728 | 31.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 12 |
| 52807 | 31.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 28 | 12 |
| 52753 | 31.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 12 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/52765
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.