ZIP
52778
IA · County 19031 · pop 3,677 (population)
28.4
Opportunity Index
WEAKNational rank #26294
Why This ZIP
ZIP 52778 ranks #26294 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 30.6, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 52778 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19031 — ZIP 52778 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19031 — ZIP 52778 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19031 — ZIP 52778 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 12.0 |
| Foreclosure / Delinquency | 10.0 |
| Vacancy | 6.6 |
▼ Top 3 Risk Signals
| Bank Institutional | 59.0 |
| Construction Pressure | 38.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#26294
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp30.6
Pulse score26.9
Signal Breakdown — 10 Categories
Vacancy
6.6
Auction / REO
—
Construction Pressure
38.8
FL Deep Bonus
—
Property Stress
12.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
59.0
Insurance Distress
0.0
Foreclosure / Delinquency
10.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
6.6%
Bank Score
59.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 52778 | 26.9 | 10.5 | 0.0 | — |
| County 19031 | 29.5 | 11.0 | 0.0 | 15.4 |
| IA state avg | 30.2 | 12.2 | 0.0 | 27.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 52337 | 37.0 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 51 | 13 |
| 52777 | 36.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 50 | 10 |
| 52772 | 35.7 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 13 |
| 52760 | 33.6 | WATCHLIST | LISTINGS_DISCOUNT | 61 | 12 |
| 52323 | 32.5 | EARLY_SIGNAL | VACANCY | — | 10 |
| 52255 | 32.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 52216 | 31.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 12 |
| 52765 | 31.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 12 |
| 52306 | 30.3 | WEAK | BANK_INSTITUTIONAL | — | 12 |
| 52320 | 30.3 | WEAK | BANK_INSTITUTIONAL | — | 10 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/52778
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.