ZIP
54232
WI · County 55071 · pop 881 (population)
25.8
Opportunity Index
WEAKNational rank #30884
Why This ZIP
ZIP 54232 ranks #30884 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.8, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 54232 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 55071 — ZIP 54232 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 55071 — ZIP 54232 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 55071 — ZIP 54232 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 16.0 |
| Foreclosure / Delinquency | 13.0 |
| Vacancy | 4.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 32.0 |
| Construction Pressure | 14.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#30884
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp36.8
Pulse score18.5
Signal Breakdown — 10 Categories
Vacancy
4.0
Auction / REO
—
Construction Pressure
14.9
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
32.0
Insurance Distress
0.0
Foreclosure / Delinquency
13.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
4.0%
Bank Score
32.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 54232 | 18.5 | 14.2 | 0.0 | — |
| County 55071 | 27.3 | 13.7 | 0.0 | 26.7 |
| WI state avg | 28.7 | 11.1 | 0.0 | 19.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 54230 | 35.0 | WATCHLIST | BANK_INSTITUTIONAL | 53 | 16 |
| 53042 | 34.3 | WATCHLIST | BANK_INSTITUTIONAL | 50 | 15 |
| 54241 | 32.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 41 | 16 |
| 54245 | 30.0 | WEAK | BANK_INSTITUTIONAL | — | 16 |
| 54126 | 29.6 | WEAK | BANK_INSTITUTIONAL | — | 12 |
| 54208 | 29.6 | WEAK | BANK_INSTITUTIONAL | — | 14 |
| 54220 | 29.1 | WEAK | BANK_INSTITUTIONAL | 27 | 16 |
| 54228 | 28.9 | WEAK | BANK_INSTITUTIONAL | — | 16 |
| 54207 | 28.3 | WEAK | BANK_INSTITUTIONAL | — | 16 |
| 53015 | 27.6 | WEAK | BANK_INSTITUTIONAL | — | 13 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/54232
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.