ZIP
54401
WI · County 55073 · pop 31,430 (population)
30.8
Opportunity Index
WEAKNational rank #20483
Why This ZIP
ZIP 54401 ranks #20483 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 32.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 54401 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 55073 — ZIP 54401 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 55073 — ZIP 54401 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 55073 — ZIP 54401 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 30.1 |
| Property Stress | 15.0 |
| Vacancy | 6.6 |
▼ Top 3 Risk Signals
| Bank Institutional | 62.0 |
| Construction Pressure | 50.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#20483
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp32.7
Pulse score29.5
Signal Breakdown — 10 Categories
Vacancy
6.6
Auction / REO
—
Construction Pressure
50.0
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
30.1
Bank Institutional
62.0
Insurance Distress
0.0
Foreclosure / Delinquency
6.0
Top-Line Metrics
Avg DOM (days)
125.5
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
6.6%
Bank Score
62.0
Insurance Score
0.0
Listings Discount
30.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 54401 | 29.5 | 9.9 | 0.0 | 30.1 |
| County 55073 | 30.2 | 10.1 | 0.0 | 18.9 |
| WI state avg | 28.7 | 11.1 | 0.0 | 19.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 54452 | 38.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 51 | 17 |
| 54414 | 38.0 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 50 | 17 |
| 54403 | 35.7 | WATCHLIST | BANK_INSTITUTIONAL | 51 | 15 |
| 54451 | 34.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 33 | 17 |
| 54499 | 34.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 17 |
| 54473 | 32.9 | EARLY_SIGNAL | VACANCY | — | 10 |
| 54409 | 32.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
| 54440 | 31.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 54412 | 31.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 54411 | 31.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/54401
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.