ZIP
54909
WI · County 55097 · pop 2,042 (population)
32.9
Opportunity Index
EARLY_SIGNALNational rank #14760
Why This ZIP
ZIP 54909 ranks #14760 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 29.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 54909 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 55097 — ZIP 54909 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 55097 — ZIP 54909 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 55097 — ZIP 54909 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 20.3 |
| Property Stress | 10.0 |
| Foreclosure / Delinquency | 8.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 79.6 |
| Bank Institutional | 64.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#14760
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp29.0
Pulse score35.5
Signal Breakdown — 10 Categories
Vacancy
20.3
Auction / REO
—
Construction Pressure
79.6
FL Deep Bonus
—
Property Stress
10.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
64.9
Insurance Distress
0.0
Foreclosure / Delinquency
8.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
20.3%
Bank Score
64.9
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 54909 | 35.5 | 7.2 | 0.0 | — |
| County 55097 | 28.1 | 6.3 | 0.0 | 17.9 |
| WI state avg | 28.7 | 11.1 | 0.0 | 19.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 54966 | 40.8 | STRONG_BUY | VACANCY | 54 | 16 |
| 54984 | 35.6 | EARLY_SIGNAL | VACANCY | — | 18 |
| 54921 | 34.9 | WATCHLIST | LISTINGS_DISCOUNT | 53 | 10 |
| 54499 | 34.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 17 |
| 54494 | 33.8 | WATCHLIST | BANK_INSTITUTIONAL | 42 | 10 |
| 54945 | 33.4 | EARLY_SIGNAL | VACANCY | — | 21 |
| 54473 | 32.9 | EARLY_SIGNAL | VACANCY | — | 10 |
| 54482 | 32.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 45 | 8 |
| 54981 | 32.0 | EARLY_SIGNAL | VACANCY | 23 | 21 |
| 54977 | 30.8 | WEAK | VACANCY | — | 20 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/54909
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.