ZIP
54974
WI · County 55039 · pop 1,515 (population)
25.1
Opportunity Index
WEAKNational rank #31637
Why This ZIP
ZIP 54974 ranks #31637 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 30.6, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 54974 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 55039 — ZIP 54974 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 55039 — ZIP 54974 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 55039 — ZIP 54974 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 10.0 |
| Foreclosure / Delinquency | 5.0 |
| Vacancy | 0.5 |
▼ Top 3 Risk Signals
| Bank Institutional | 57.1 |
| Construction Pressure | 25.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#31637
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp30.6
Pulse score21.5
Signal Breakdown — 10 Categories
Vacancy
0.5
Auction / REO
—
Construction Pressure
25.0
FL Deep Bonus
—
Property Stress
10.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
57.1
Insurance Distress
0.0
Foreclosure / Delinquency
5.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
0.5%
Bank Score
57.1
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 54974 | 21.5 | 5.9 | 0.0 | — |
| County 55039 | 23.9 | 6.1 | 0.0 | 13.2 |
| WI state avg | 28.7 | 11.1 | 0.0 | 19.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 53919 | 32.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 54 | 10 |
| 53946 | 32.8 | EARLY_SIGNAL | VACANCY | — | 17 |
| 53048 | 30.1 | WEAK | BANK_INSTITUTIONAL | — | 7 |
| 53040 | 28.8 | WEAK | BANK_INSTITUTIONAL | — | 12 |
| 53963 | 27.4 | WEAK | BANK_INSTITUTIONAL | — | 8 |
| 54935 | 27.3 | WEAK | BANK_INSTITUTIONAL | 29 | 10 |
| 53010 | 27.2 | WEAK | BANK_INSTITUTIONAL | — | 10 |
| 53006 | 27.1 | WEAK | BANK_INSTITUTIONAL | — | 7 |
| 53019 | 26.9 | WEAK | BANK_INSTITUTIONAL | — | 10 |
| 54937 | 26.8 | WEAK | BANK_INSTITUTIONAL | — | 10 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/54974
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.