ZIP
55013
MN · County 27025 · pop 7,030 (population)
27.6
Opportunity Index
WEAKNational rank #27957
Why This ZIP
ZIP 55013 ranks #27957 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 24.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 55013 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27025 — ZIP 55013 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27025 — ZIP 55013 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27025 — ZIP 55013 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 13.2 |
| Foreclosure / Delinquency | 12.0 |
| Vacancy | 8.6 |
▼ Top 3 Risk Signals
| Construction Pressure | 93.5 |
| Bank Institutional | 63.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#27957
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp24.1
Pulse score29.9
Signal Breakdown — 10 Categories
Vacancy
8.6
Auction / REO
—
Construction Pressure
93.5
FL Deep Bonus
—
Property Stress
8.0
HOA / Federal Liens
—
Listings Discount
13.2
Bank Institutional
63.9
Insurance Distress
0.0
Foreclosure / Delinquency
12.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
8.6%
Bank Score
63.9
Insurance Score
0.0
Listings Discount
13.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 55013 | 29.9 | 8.2 | 0.0 | 13.2 |
| County 27025 | 29.8 | 7.2 | 0.0 | 25.6 |
| MN state avg | 27.6 | 9.0 | 0.0 | 23.0 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 55069 | 34.6 | WATCHLIST | BANK_INSTITUTIONAL | 37 | 10 |
| 55045 | 33.6 | WATCHLIST | BANK_INSTITUTIONAL | 39 | 8 |
| 55084 | 33.4 | EARLY_SIGNAL | VACANCY | 41 | 8 |
| 55032 | 32.3 | EARLY_SIGNAL | VACANCY | 38 | 8 |
| 55073 | 30.7 | WEAK | BANK_INSTITUTIONAL | 39 | 5 |
| 55056 | 29.7 | WEAK | BANK_INSTITUTIONAL | 32 | 7 |
| 55092 | 29.5 | WEAK | BANK_INSTITUTIONAL | 29 | 5 |
| 55012 | 29.1 | WEAK | VACANCY | — | 8 |
| 55079 | 28.5 | WEAK | BANK_INSTITUTIONAL | — | 6 |
| 55025 | 27.8 | WEAK | BANK_INSTITUTIONAL | 29 | 4 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/55013
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.