ZIP
55057
MN · County 27131 · pop 25,458 (population)
24.5
Opportunity Index
WEAKNational rank #32217
Why This ZIP
ZIP 55057 ranks #32217 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 25.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 55057 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27131 — ZIP 55057 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27131 — ZIP 55057 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27131 — ZIP 55057 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 14.2 |
| Property Stress | 11.0 |
| Foreclosure / Delinquency | 8.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 60.1 |
| Construction Pressure | 26.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#32217
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp25.8
Pulse score23.6
Signal Breakdown — 10 Categories
Vacancy
4.7
Auction / REO
—
Construction Pressure
26.1
FL Deep Bonus
—
Property Stress
11.0
HOA / Federal Liens
—
Listings Discount
14.2
Bank Institutional
60.1
Insurance Distress
0.0
Foreclosure / Delinquency
8.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
4.7%
Bank Score
60.1
Insurance Score
0.0
Listings Discount
14.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 55057 | 23.6 | 10.1 | 0.0 | 14.2 |
| County 27131 | 29.7 | 14.1 | 0.0 | 17.5 |
| MN state avg | 27.6 | 9.0 | 0.0 | 23.0 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 56096 | 38.4 | PEAK_OPPORTUNITY | VACANCY | 44 | 18 |
| 55087 | 35.7 | WATCHLIST | LISTINGS_DISCOUNT | 50 | 16 |
| 55052 | 33.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 56069 | 31.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
| 56052 | 31.6 | EARLY_SIGNAL | VACANCY | — | 18 |
| 55053 | 31.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 55021 | 31.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 26 | 16 |
| 55046 | 31.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 55019 | 30.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 56071 | 30.3 | WEAK | BANK_INSTITUTIONAL | 28 | 12 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/55057
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.