ZIP
55128
MN · County 27163 · pop 28,945 (population)
28.1
Opportunity Index
WEAKNational rank #26947
Why This ZIP
ZIP 55128 ranks #26947 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 32.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 55128 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27163 — ZIP 55128 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27163 — ZIP 55128 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27163 — ZIP 55128 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 32.4 |
| Property Stress | 5.0 |
| Foreclosure / Delinquency | 2.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 63.3 |
| Bank Institutional | 58.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#26947
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp32.2
Pulse score25.3
Signal Breakdown — 10 Categories
Vacancy
2.0
Auction / REO
—
Construction Pressure
63.3
FL Deep Bonus
—
Property Stress
5.0
HOA / Federal Liens
—
Listings Discount
32.4
Bank Institutional
58.7
Insurance Distress
0.0
Foreclosure / Delinquency
2.0
Top-Line Metrics
Avg DOM (days)
79.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
2.0%
Bank Score
58.7
Insurance Score
0.0
Listings Discount
32.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 55128 | 25.3 | 3.3 | 0.0 | 32.4 |
| County 27163 | 25.6 | 3.3 | 0.0 | 31.1 |
| MN state avg | 27.6 | 9.0 | 0.0 | 23.0 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 55016 | 30.7 | WEAK | BANK_INSTITUTIONAL | 43 | 5 |
| 55073 | 30.7 | WEAK | BANK_INSTITUTIONAL | 39 | 5 |
| 55038 | 30.5 | WEAK | BANK_INSTITUTIONAL | 42 | 4 |
| 55129 | 30.1 | WEAK | BANK_INSTITUTIONAL | 38 | 5 |
| 55047 | 29.9 | WEAK | BANK_INSTITUTIONAL | 33 | 5 |
| 55125 | 29.6 | WEAK | BANK_INSTITUTIONAL | 38 | 5 |
| 55033 | 28.6 | WEAK | BANK_INSTITUTIONAL | 40 | 6 |
| 55115 | 28.2 | WEAK | LISTINGS_DISCOUNT | 37 | 5 |
| 55025 | 27.8 | WEAK | BANK_INSTITUTIONAL | 29 | 4 |
| 55071 | 27.6 | WEAK | BANK_INSTITUTIONAL | — | 5 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/55128
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.