ZIP
55313
MN · County 27171 · pop 24,862 (population)
28.5
Opportunity Index
WEAKNational rank #26082
Why This ZIP
ZIP 55313 ranks #26082 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 31.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 55313 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27171 — ZIP 55313 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27171 — ZIP 55313 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27171 — ZIP 55313 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 31.4 |
| Property Stress | 5.0 |
| Foreclosure / Delinquency | 5.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 64.5 |
| Bank Institutional | 62.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#26082
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp31.1
Pulse score26.7
Signal Breakdown — 10 Categories
Vacancy
3.2
Auction / REO
—
Construction Pressure
64.5
FL Deep Bonus
—
Property Stress
5.0
HOA / Federal Liens
—
Listings Discount
31.4
Bank Institutional
62.5
Insurance Distress
0.0
Foreclosure / Delinquency
5.0
Top-Line Metrics
Avg DOM (days)
78.8
Price Cut %
—%
Short-Sale Listings
3
Auction Events 90d
—
Vacancy %
3.2%
Bank Score
62.5
Insurance Score
0.0
Listings Discount
31.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 55313 | 26.7 | 4.2 | 0.0 | 31.4 |
| County 27171 | 28.4 | 4.3 | 0.0 | 30.4 |
| MN state avg | 27.7 | 9.0 | 0.0 | 23.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 55363 | 33.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 46 | 5 |
| 55341 | 33.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 46 | 5 |
| 55320 | 32.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 44 | 7 |
| 55301 | 32.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 47 | 5 |
| 55302 | 32.3 | EARLY_SIGNAL | VACANCY | 35 | 5 |
| 55358 | 31.3 | EARLY_SIGNAL | VACANCY | — | 5 |
| 55373 | 31.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 40 | 5 |
| 55349 | 29.9 | WEAK | BANK_INSTITUTIONAL | — | 5 |
| 55376 | 29.8 | WEAK | BANK_INSTITUTIONAL | 37 | 5 |
| 55382 | 29.5 | WEAK | VACANCY | — | 8 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/55313
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.