ZIP
55314
MN · County 27129 · pop 1,148 (population)
34.7
Opportunity Index
EARLY_SIGNALNational rank #10330
Why This ZIP
ZIP 55314 ranks #10330 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 28.9, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 55314 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27129 — ZIP 55314 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27129 — ZIP 55314 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27129 — ZIP 55314 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 18.0 |
| Property Stress | 17.0 |
| Vacancy | 17.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 72.4 |
| Construction Pressure | 58.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#10330
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp28.9
Pulse score38.5
Signal Breakdown — 10 Categories
Vacancy
17.0
Auction / REO
—
Construction Pressure
58.2
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
72.4
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
17.0%
Bank Score
72.4
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 55314 | 38.5 | 16.6 | 0.0 | — |
| County 27129 | 35.7 | 16.8 | 0.0 | 8.6 |
| MN state avg | 27.7 | 9.0 | 0.0 | 23.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 55310 | 35.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 35 | 18 |
| 55342 | 35.1 | EARLY_SIGNAL | VACANCY | — | 18 |
| 56285 | 35.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
| 56284 | 34.6 | EARLY_SIGNAL | VACANCY | — | 18 |
| 56230 | 34.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
| 56277 | 34.3 | EARLY_SIGNAL | VACANCY | 27 | 18 |
| 56260 | 34.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 56283 | 33.7 | EARLY_SIGNAL | VACANCY | — | 18 |
| 56270 | 33.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
| 55333 | 32.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/55314
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.