ZIP
56277
MN · County 27129 · pop 2,962 (population)
34.3
Opportunity Index
EARLY_SIGNALNational rank #11251
Why This ZIP
ZIP 56277 ranks #11251 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 31.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 56277 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27129 — ZIP 56277 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27129 — ZIP 56277 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27129 — ZIP 56277 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 27.0 |
| Foreclosure / Delinquency | 20.0 |
| Property Stress | 18.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 72.2 |
| Bank Institutional | 66.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#11251
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp31.2
Pulse score36.4
Signal Breakdown — 10 Categories
Vacancy
14.9
Auction / REO
—
Construction Pressure
72.2
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
27.0
Bank Institutional
66.0
Insurance Distress
0.0
Foreclosure / Delinquency
20.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
14.9%
Bank Score
66.0
Insurance Score
0.0
Listings Discount
27.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 56277 | 36.4 | 17.6 | 0.0 | 27.0 |
| County 27129 | 35.7 | 16.8 | 0.0 | 8.6 |
| MN state avg | 27.7 | 9.0 | 0.0 | 23.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 55310 | 35.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 35 | 18 |
| 55342 | 35.1 | EARLY_SIGNAL | VACANCY | — | 18 |
| 56285 | 35.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
| 55314 | 34.7 | EARLY_SIGNAL | VACANCY | — | 17 |
| 56284 | 34.6 | EARLY_SIGNAL | VACANCY | — | 18 |
| 56230 | 34.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
| 56260 | 34.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 56283 | 33.7 | EARLY_SIGNAL | VACANCY | — | 18 |
| 56270 | 33.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
| 55333 | 32.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/56277
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.