ZIP
55746
MN · County 27137 · pop 16,815 (population)
35.8
Opportunity Index
WATCHLISTNational rank #7810
Why This ZIP
ZIP 55746 ranks #7810 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 38.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 55746 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27137 — ZIP 55746 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27137 — ZIP 55746 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27137 — ZIP 55746 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 40.0 |
| Foreclosure / Delinquency | 27.0 |
| Property Stress | 26.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 62.5 |
| Construction Pressure | 1.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#7810
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp38.7
Pulse score33.8
Signal Breakdown — 10 Categories
Vacancy
10.9
Auction / REO
—
Construction Pressure
1.3
FL Deep Bonus
—
Property Stress
26.0
HOA / Federal Liens
—
Listings Discount
40.0
Bank Institutional
62.5
Insurance Distress
0.0
Foreclosure / Delinquency
27.0
Top-Line Metrics
Avg DOM (days)
116.6
Price Cut %
11.5%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
10.9%
Bank Score
62.5
Insurance Score
0.0
Listings Discount
40.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 55746 | 33.8 | 25.5 | 0.0 | 40.0 |
| County 27137 | 33.0 | 25.6 | 0.0 | 23.2 |
| MN state avg | 27.6 | 8.9 | 0.0 | 23.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 55736 | 41.6 | STRONG_BUY | VACANCY | 55 | 26 |
| 55738 | 41.0 | STRONG_BUY | VACANCY | 61 | 27 |
| 55771 | 40.7 | STRONG_BUY | VACANCY | 55 | 24 |
| 55719 | 40.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 55 | 27 |
| 55723 | 40.0 | PEAK_OPPORTUNITY | VACANCY | 47 | 25 |
| 55765 | 39.3 | PEAK_OPPORTUNITY | VACANCY | 54 | 27 |
| 55734 | 38.7 | PEAK_OPPORTUNITY | VACANCY | 42 | 27 |
| 55616 | 38.7 | PEAK_OPPORTUNITY | VACANCY | 43 | 22 |
| 55724 | 38.3 | PEAK_OPPORTUNITY | VACANCY | 50 | 27 |
| 55790 | 37.9 | PEAK_OPPORTUNITY | VACANCY | 40 | 27 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/55746
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.