ZIP
56156
MN · County 27133 · pop 6,398 (population)
32.4
Opportunity Index
EARLY_SIGNALNational rank #16108
Why This ZIP
ZIP 56156 ranks #16108 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 32.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 56156 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27133 — ZIP 56156 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27133 — ZIP 56156 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27133 — ZIP 56156 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 30.3 |
| Foreclosure / Delinquency | 16.0 |
| Property Stress | 14.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 82.1 |
| Bank Institutional | 60.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#16108
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp32.8
Pulse score32.1
Signal Breakdown — 10 Categories
Vacancy
5.3
Auction / REO
—
Construction Pressure
82.1
FL Deep Bonus
—
Property Stress
14.0
HOA / Federal Liens
—
Listings Discount
30.3
Bank Institutional
60.4
Insurance Distress
0.0
Foreclosure / Delinquency
16.0
Top-Line Metrics
Avg DOM (days)
163.5
Price Cut %
29.7%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
5.3%
Bank Score
60.4
Insurance Score
0.0
Listings Discount
30.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 56156 | 32.1 | 14.6 | 0.0 | 30.3 |
| County 27133 | 32.0 | 14.6 | 0.0 | 19.6 |
| MN state avg | 27.7 | 9.0 | 0.0 | 23.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 56129 | 33.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 56144 | 33.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 56138 | 33.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 14 |
| 57068 | 33.3 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 56 | 13 |
| 56128 | 32.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 57030 | 31.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 39 | 13 |
| 56147 | 31.0 | EARLY_SIGNAL | VACANCY | — | 15 |
| 56146 | 30.7 | WEAK | VACANCY | — | 14 |
| 56158 | 30.4 | WEAK | VACANCY | — | 15 |
| 56173 | 30.2 | WEAK | VACANCY | — | 14 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/56156
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.