ZIP
56165
MN · County 27105 · pop 334 (population)
31.1
Opportunity Index
EARLY_SIGNALNational rank #19659
Why This ZIP
ZIP 56165 ranks #19659 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.9, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 56165 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27105 — ZIP 56165 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27105 — ZIP 56165 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27105 — ZIP 56165 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 16.0 |
| Foreclosure / Delinquency | 13.0 |
| Vacancy | 5.9 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 31.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#19659
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp36.9
Pulse score27.2
Signal Breakdown — 10 Categories
Vacancy
5.9
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
31.5
Insurance Distress
0.0
Foreclosure / Delinquency
13.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
5.9%
Bank Score
31.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 56165 | 27.2 | 15.1 | 0.0 | — |
| County 27105 | 33.8 | 15.3 | 0.0 | 13.0 |
| MN state avg | 27.7 | 9.0 | 0.0 | 23.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 56155 | 36.7 | OVERHEATED | VACANCY | — | 16 |
| 56168 | 35.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 56131 | 35.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 19 |
| 56122 | 35.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 21 |
| 56185 | 33.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 56129 | 33.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 56110 | 33.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 56153 | 33.5 | EARLY_SIGNAL | VACANCY | — | 16 |
| 56141 | 33.3 | EARLY_SIGNAL | VACANCY | — | 21 |
| 56119 | 33.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/56165
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.