ZIP
56186
MN · County 27117 · pop 450 (population)
29.1
Opportunity Index
WEAKNational rank #24666
Why This ZIP
ZIP 56186 ranks #24666 nationally with phase WEAK. Primary driver: VACANCY. Capital opportunity score is 37.6, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 56186 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27117 — ZIP 56186 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27117 — ZIP 56186 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27117 — ZIP 56186 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 18.0 |
| Property Stress | 17.0 |
| Vacancy | 7.7 |
▼ Top 3 Risk Signals
| Construction Pressure | 55.1 |
| Bank Institutional | 29.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#24666
PhaseWEAK
Primary driverVACANCY
Capital opp37.6
Pulse score23.4
Signal Breakdown — 10 Categories
Vacancy
7.7
Auction / REO
—
Construction Pressure
55.1
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
29.0
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
7.7%
Bank Score
29.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 56186 | 23.4 | 16.4 | 0.0 | — |
| County 27117 | 28.0 | 14.3 | 0.0 | — |
| MN state avg | 27.7 | 9.0 | 0.0 | 23.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 56149 | 34.5 | EARLY_SIGNAL | VACANCY | — | 16 |
| 57026 | 34.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 56170 | 34.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
| 56144 | 33.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 56128 | 32.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 56164 | 27.9 | WEAK | BANK_INSTITUTIONAL | — | 15 |
| 56139 | 25.5 | WEAK | VACANCY | — | 15 |
| 56140 | 24.9 | WEAK | BANK_INSTITUTIONAL | — | 15 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/56186
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.