ZIP
56401
MN · County 27035 · pop 31,749 (population)
34.5
Opportunity Index
EARLY_SIGNALNational rank #10835
Why This ZIP
ZIP 56401 ranks #10835 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 34.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 56401 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27035 — ZIP 56401 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27035 — ZIP 56401 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27035 — ZIP 56401 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 30.3 |
| Foreclosure / Delinquency | 30.0 |
| Vacancy | 19.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 57.0 |
| Construction Pressure | 41.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#10835
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp34.6
Pulse score34.4
Signal Breakdown — 10 Categories
Vacancy
19.0
Auction / REO
—
Construction Pressure
41.8
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
30.3
Bank Institutional
57.0
Insurance Distress
0.0
Foreclosure / Delinquency
30.0
Top-Line Metrics
Avg DOM (days)
77.8
Price Cut %
—%
Short-Sale Listings
3
Auction Events 90d
—
Vacancy %
19.0%
Bank Score
57.0
Insurance Score
0.0
Listings Discount
30.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 56401 | 34.4 | 21.3 | 0.0 | 30.3 |
| County 27035 | 33.9 | 21.3 | 0.0 | 24.4 |
| MN state avg | 27.6 | 9.0 | 0.0 | 23.0 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 56474 | 39.4 | PEAK_OPPORTUNITY | VACANCY | 40 | 23 |
| 56450 | 38.1 | PEAK_OPPORTUNITY | VACANCY | 44 | 18 |
| 56472 | 37.6 | PEAK_OPPORTUNITY | VACANCY | 38 | 22 |
| 56441 | 37.3 | OVERHEATED | VACANCY | 36 | 19 |
| 56435 | 36.9 | OVERHEATED | VACANCY | — | 25 |
| 56447 | 36.1 | EARLY_SIGNAL | VACANCY | 32 | 19 |
| 56431 | 35.2 | EARLY_SIGNAL | VACANCY | 32 | 19 |
| 56444 | 35.2 | EARLY_SIGNAL | VACANCY | — | 19 |
| 56468 | 35.2 | EARLY_SIGNAL | VACANCY | — | 21 |
| 56442 | 34.5 | EARLY_SIGNAL | VACANCY | 30 | 19 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/56401
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.