ZIP
56435
MN · County 27021 · pop 2,912 (population)
36.9
Opportunity Index
OVERHEATEDNational rank #5912
Why This ZIP
ZIP 56435 ranks #5912 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 32.8, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 56435 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27021 — ZIP 56435 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27021 — ZIP 56435 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27021 — ZIP 56435 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 45.2 |
| Foreclosure / Delinquency | 31.0 |
| Property Stress | 25.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 60.9 |
| Construction Pressure | 47.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#5912
PhaseOVERHEATED
Primary driverVACANCY
Capital opp32.8
Pulse score39.7
Signal Breakdown — 10 Categories
Vacancy
45.2
Auction / REO
—
Construction Pressure
47.0
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
60.9
Insurance Distress
0.0
Foreclosure / Delinquency
31.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
45.2%
Bank Score
60.9
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 56435 | 39.7 | 26.9 | 0.0 | — |
| County 27021 | 38.6 | 24.6 | 0.0 | 26.3 |
| MN state avg | 27.6 | 9.0 | 0.0 | 23.0 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 56636 | 40.6 | PEAK_OPPORTUNITY | VACANCY | 44 | 22 |
| 56473 | 40.1 | PEAK_OPPORTUNITY | VACANCY | 44 | 23 |
| 56474 | 39.4 | PEAK_OPPORTUNITY | VACANCY | 40 | 23 |
| 56466 | 39.4 | PEAK_OPPORTUNITY | VACANCY | 41 | 23 |
| 56672 | 38.9 | PEAK_OPPORTUNITY | VACANCY | 38 | 25 |
| 56452 | 38.0 | OVERHEATED | VACANCY | 35 | 25 |
| 56655 | 37.9 | OVERHEATED | VACANCY | 34 | 25 |
| 56472 | 37.6 | PEAK_OPPORTUNITY | VACANCY | 38 | 22 |
| 56464 | 37.2 | PEAK_OPPORTUNITY | VACANCY | 44 | 15 |
| 56433 | 37.2 | PEAK_OPPORTUNITY | VACANCY | 39 | 20 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/56435
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.