ZIP
56520
MN · County 27167 · pop 3,886 (population)
29.4
Opportunity Index
WEAKNational rank #23960
Why This ZIP
ZIP 56520 ranks #23960 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 29.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 56520 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27167 — ZIP 56520 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27167 — ZIP 56520 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27167 — ZIP 56520 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 25.0 |
| Foreclosure / Delinquency | 18.0 |
| Property Stress | 11.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 64.5 |
| Construction Pressure | 40.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#23960
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp29.3
Pulse score29.4
Signal Breakdown — 10 Categories
Vacancy
11.0
Auction / REO
—
Construction Pressure
40.0
FL Deep Bonus
—
Property Stress
11.0
HOA / Federal Liens
—
Listings Discount
25.0
Bank Institutional
64.5
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
11.0%
Bank Score
64.5
Insurance Score
0.0
Listings Discount
25.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 56520 | 29.4 | 12.1 | 0.0 | 25.0 |
| County 27167 | 28.1 | 11.0 | 0.0 | 13.8 |
| MN state avg | 27.7 | 9.0 | 0.0 | 23.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 56572 | 37.1 | PEAK_OPPORTUNITY | VACANCY | 39 | 16 |
| 56579 | 31.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 14 |
| 56583 | 31.3 | EARLY_SIGNAL | VACANCY | — | 15 |
| 58030 | 31.1 | EARLY_SIGNAL | VACANCY | — | 10 |
| 56553 | 29.3 | WEAK | BANK_INSTITUTIONAL | — | 11 |
| 56522 | 29.1 | WEAK | VACANCY | — | 13 |
| 56543 | 28.4 | WEAK | VACANCY | — | 11 |
| 56514 | 27.8 | WEAK | BANK_INSTITUTIONAL | — | 8 |
| 56560 | 27.6 | WEAK | BANK_INSTITUTIONAL | 28 | 6 |
| 56594 | 26.0 | WEAK | BANK_INSTITUTIONAL | — | 11 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/56520
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.