ZIP
56531
MN · County 27051 · pop 1,948 (population)
29.8
Opportunity Index
WEAKNational rank #23003
Why This ZIP
ZIP 56531 ranks #23003 nationally with phase WEAK. Primary driver: VACANCY. Capital opportunity score is 31.5, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 56531 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27051 — ZIP 56531 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27051 — ZIP 56531 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27051 — ZIP 56531 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 25.0 |
| Property Stress | 16.0 |
| Vacancy | 15.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 58.6 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#23003
PhaseWEAK
Primary driverVACANCY
Capital opp31.5
Pulse score28.6
Signal Breakdown — 10 Categories
Vacancy
15.0
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
58.6
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
15.0%
Bank Score
58.6
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 56531 | 28.6 | 17.1 | 0.0 | — |
| County 27051 | 33.0 | 17.0 | 0.0 | 0.3 |
| MN state avg | 27.6 | 9.0 | 0.0 | 23.0 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 56326 | 39.3 | PEAK_OPPORTUNITY | VACANCY | 44 | 16 |
| 56343 | 35.5 | EARLY_SIGNAL | VACANCY | — | 16 |
| 56309 | 35.4 | EARLY_SIGNAL | VACANCY | — | 17 |
| 56339 | 35.3 | EARLY_SIGNAL | VACANCY | — | 16 |
| 56324 | 34.8 | EARLY_SIGNAL | VACANCY | — | 16 |
| 56248 | 31.2 | EARLY_SIGNAL | VACANCY | — | 15 |
| 56311 | 31.2 | EARLY_SIGNAL | VACANCY | — | 16 |
| 56590 | 30.8 | WEAK | VACANCY | — | 16 |
| 56274 | 28.8 | WEAK | VACANCY | — | 17 |
| 56565 | 24.9 | WEAK | BANK_INSTITUTIONAL | — | 11 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/56531
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.