ZIP
56537
MN · County 27111 · pop 19,650 (population)
32.5
Opportunity Index
EARLY_SIGNALNational rank #15828
Why This ZIP
ZIP 56537 ranks #15828 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 31.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 56537 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27111 — ZIP 56537 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27111 — ZIP 56537 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27111 — ZIP 56537 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 26.2 |
| Foreclosure / Delinquency | 25.0 |
| Property Stress | 16.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 67.7 |
| Bank Institutional | 59.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#15828
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp31.9
Pulse score32.9
Signal Breakdown — 10 Categories
Vacancy
11.2
Auction / REO
—
Construction Pressure
67.7
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
26.2
Bank Institutional
59.0
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
77.5
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
11.2%
Bank Score
59.0
Insurance Score
0.0
Listings Discount
26.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 56537 | 32.9 | 17.9 | 0.0 | 26.2 |
| County 27111 | 35.7 | 17.7 | 0.0 | 18.0 |
| MN state avg | 27.7 | 9.0 | 0.0 | 23.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 56326 | 39.3 | PEAK_OPPORTUNITY | VACANCY | 44 | 16 |
| 56464 | 37.2 | PEAK_OPPORTUNITY | VACANCY | 44 | 15 |
| 56482 | 37.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 50 | 15 |
| 56572 | 37.1 | PEAK_OPPORTUNITY | VACANCY | 39 | 16 |
| 56446 | 36.3 | EARLY_SIGNAL | VACANCY | — | 18 |
| 56528 | 36.0 | EARLY_SIGNAL | VACANCY | — | 16 |
| 56551 | 35.8 | EARLY_SIGNAL | VACANCY | — | 16 |
| 56515 | 35.8 | EARLY_SIGNAL | VACANCY | — | 16 |
| 56571 | 35.8 | EARLY_SIGNAL | VACANCY | — | 16 |
| 56586 | 35.7 | EARLY_SIGNAL | VACANCY | — | 16 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/56537
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.