ZIP
56644
MN · County 27029 · pop 746 (population)
36.7
Opportunity Index
OVERHEATEDNational rank #6232
Why This ZIP
ZIP 56644 ranks #6232 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 31.3, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 56644 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27029 — ZIP 56644 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27029 — ZIP 56644 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27029 — ZIP 56644 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 37.8 |
| Foreclosure / Delinquency | 25.0 |
| Property Stress | 17.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 60.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#6232
PhaseOVERHEATED
Primary driverVACANCY
Capital opp31.3
Pulse score40.3
Signal Breakdown — 10 Categories
Vacancy
37.8
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
60.4
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
37.8%
Bank Score
60.4
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 56644 | 40.3 | 17.3 | 0.0 | — |
| County 27029 | 35.7 | 17.3 | 0.0 | 6.5 |
| MN state avg | 27.6 | 9.0 | 0.0 | 23.0 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 56634 | 37.5 | OVERHEATED | VACANCY | — | 17 |
| 56621 | 36.9 | OVERHEATED | VACANCY | — | 17 |
| 56557 | 36.7 | OVERHEATED | VACANCY | — | 17 |
| 56589 | 33.8 | EARLY_SIGNAL | VACANCY | — | 17 |
| 56652 | 32.3 | EARLY_SIGNAL | VACANCY | — | 16 |
| 56646 | 31.6 | EARLY_SIGNAL | VACANCY | — | 19 |
| 56676 | 31.4 | EARLY_SIGNAL | VACANCY | — | 16 |
| 56671 | 31.2 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 35 | 16 |
| 56678 | 31.0 | EARLY_SIGNAL | VACANCY | — | 16 |
| 56470 | 29.3 | WEAK | VACANCY | 10 | 18 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/56644
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.