ZIP
56649
MN · County 27071 · pop 8,895 (population)
32.4
Opportunity Index
EARLY_SIGNALNational rank #16098
Why This ZIP
ZIP 56649 ranks #16098 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 33.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 56649 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27071 — ZIP 56649 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27071 — ZIP 56649 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27071 — ZIP 56649 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 29.5 |
| Foreclosure / Delinquency | 26.0 |
| Property Stress | 21.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 61.9 |
| Construction Pressure | 1.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#16098
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp33.6
Pulse score31.6
Signal Breakdown — 10 Categories
Vacancy
15.8
Auction / REO
—
Construction Pressure
1.0
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
29.5
Bank Institutional
61.9
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
148.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
15.8%
Bank Score
61.9
Insurance Score
0.0
Listings Discount
29.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 56649 | 31.6 | 20.9 | 0.0 | 29.5 |
| County 27071 | 31.0 | 19.8 | 0.0 | 25.3 |
| MN state avg | 27.6 | 8.9 | 0.0 | 23.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 55771 | 40.7 | STRONG_BUY | VACANCY | 55 | 24 |
| 56661 | 40.2 | PEAK_OPPORTUNITY | VACANCY | 47 | 18 |
| 56627 | 37.7 | PEAK_OPPORTUNITY | VACANCY | 57 | 16 |
| 56623 | 37.4 | PEAK_OPPORTUNITY | VACANCY | 47 | 18 |
| 56639 | 33.7 | EARLY_SIGNAL | VACANCY | — | 19 |
| 56653 | 29.9 | WEAK | VACANCY | — | 16 |
| 56629 | 29.9 | WEAK | VACANCY | — | 16 |
| 56654 | 29.9 | WEAK | VACANCY | — | 16 |
| 56660 | 29.9 | WEAK | VACANCY | — | 16 |
| 56669 | 29.8 | WEAK | VACANCY | — | 17 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/56649
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.