ZIP
57028
SD · County 46101 · pop 3,112 (population)
37.9
Opportunity Index
OVERHEATEDNational rank #4396
Why This ZIP
ZIP 57028 ranks #4396 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 36.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 57028 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 46101 — ZIP 57028 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 46101 — ZIP 57028 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 46101 — ZIP 57028 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 43.0 |
| Property Stress | 31.0 |
| Vacancy | 13.2 |
▼ Top 3 Risk Signals
| Construction Pressure | 60.0 |
| Bank Institutional | 50.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#4396
PhaseOVERHEATED
Primary driverVACANCY
Capital opp36.0
Pulse score39.1
Signal Breakdown — 10 Categories
Vacancy
13.2
Auction / REO
—
Construction Pressure
60.0
FL Deep Bonus
—
Property Stress
31.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
50.9
Insurance Distress
0.0
Foreclosure / Delinquency
43.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
13.2%
Bank Score
50.9
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 57028 | 39.1 | 33.7 | 0.0 | — |
| County 46101 | 35.4 | 24.5 | 0.0 | 15.7 |
| SD state avg | 30.4 | 14.8 | 0.0 | 25.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 57017 | 37.7 | OVERHEATED | BANK_INSTITUTIONAL | — | 31 |
| 57022 | 35.9 | WATCHLIST | BANK_INSTITUTIONAL | 46 | 21 |
| 57065 | 34.8 | EARLY_SIGNAL | VACANCY | — | 31 |
| 57026 | 34.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 57024 | 33.8 | EARLY_SIGNAL | FORECLOSURE_DELINQUENCY | — | 31 |
| 56144 | 33.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 57075 | 33.3 | EARLY_SIGNAL | VACANCY | 39 | 21 |
| 57071 | 33.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 10 |
| 57006 | 31.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 26 | 11 |
| 57002 | 28.4 | WEAK | BANK_INSTITUTIONAL | — | 10 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/57028
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.