ZIP
58032
ND · County 38081 · pop 765 (population)
34.7
Opportunity Index
EARLY_SIGNALNational rank #10308
Why This ZIP
ZIP 58032 ranks #10308 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 29.1, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 58032 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 38081 — ZIP 58032 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 38081 — ZIP 58032 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 38081 — ZIP 58032 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 19.0 |
| Property Stress | 15.0 |
| Vacancy | 11.4 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 69.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#10308
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp29.1
Pulse score38.4
Signal Breakdown — 10 Categories
Vacancy
11.4
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
69.6
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
11.4%
Bank Score
69.6
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 58032 | 38.4 | 12.8 | 0.0 | — |
| County 38081 | 35.4 | 12.8 | 0.0 | 5.4 |
| ND state avg | 32.6 | 14.1 | 0.0 | 27.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 58017 | 40.5 | PEAK_OPPORTUNITY | VACANCY | 56 | 15 |
| 58060 | 35.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 57430 | 34.5 | EARLY_SIGNAL | VACANCY | — | 17 |
| 58067 | 34.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 58040 | 33.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 58013 | 32.6 | EARLY_SIGNAL | VACANCY | — | 13 |
| 58043 | 31.8 | EARLY_SIGNAL | VACANCY | — | 13 |
| 58069 | 31.7 | EARLY_SIGNAL | VACANCY | 24 | 13 |
| 58053 | 30.5 | WEAK | VACANCY | — | 11 |
| 58081 | 29.4 | WEAK | BANK_INSTITUTIONAL | — | 10 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/58032
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.