ZIP
58081
ND · County 38077 · pop 880 (population)
29.4
Opportunity Index
WEAKNational rank #23947
Why This ZIP
ZIP 58081 ranks #23947 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 26.2, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 58081 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 38077 — ZIP 58081 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 38077 — ZIP 58081 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 38077 — ZIP 58081 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 13.0 |
| Property Stress | 10.0 |
| Vacancy | 9.9 |
▼ Top 3 Risk Signals
| Bank Institutional | 78.9 |
| Construction Pressure | 27.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#23947
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp26.2
Pulse score31.5
Signal Breakdown — 10 Categories
Vacancy
9.9
Auction / REO
—
Construction Pressure
27.4
FL Deep Bonus
—
Property Stress
10.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
78.9
Insurance Distress
0.0
Foreclosure / Delinquency
13.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
9.9%
Bank Score
78.9
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 58081 | 31.5 | 8.9 | 0.0 | — |
| County 38077 | 28.9 | 9.0 | 0.0 | 28.4 |
| ND state avg | 32.6 | 14.1 | 0.0 | 27.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 58060 | 35.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 58047 | 33.7 | WATCHLIST | LISTINGS_DISCOUNT | 47 | 12 |
| 58075 | 32.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 45 | 10 |
| 58077 | 32.0 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 52 | 10 |
| 58018 | 31.7 | EARLY_SIGNAL | VACANCY | 46 | 10 |
| 58051 | 31.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 11 |
| 58030 | 31.0 | EARLY_SIGNAL | VACANCY | — | 10 |
| 58053 | 30.5 | WEAK | VACANCY | — | 11 |
| 58041 | 30.3 | WEAK | VACANCY | — | 10 |
| 58052 | 28.7 | WEAK | VACANCY | — | 12 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/58081
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.