ZIP
58431
ND · County 38045 · pop 76 (population)
29.0
Opportunity Index
WEAKNational rank #24930
Why This ZIP
ZIP 58431 ranks #24930 nationally with phase WEAK. Primary driver: VACANCY. Capital opportunity score is 37.5, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 58431 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 38045 — ZIP 58431 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 38045 — ZIP 58431 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 38045 — ZIP 58431 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 31.0 |
| Foreclosure / Delinquency | 26.0 |
| Property Stress | 18.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 30.5 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#24930
PhaseWEAK
Primary driverVACANCY
Capital opp37.5
Pulse score23.3
Signal Breakdown — 10 Categories
Vacancy
31.0
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
30.5
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
31.0%
Bank Score
30.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 58431 | 23.3 | 17.3 | 0.0 | — |
| County 38045 | 30.3 | 16.9 | 0.0 | — |
| ND state avg | 32.6 | 14.1 | 0.0 | 27.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 58466 | 32.9 | EARLY_SIGNAL | VACANCY | — | 19 |
| 58456 | 32.5 | EARLY_SIGNAL | VACANCY | — | 18 |
| 58454 | 32.3 | EARLY_SIGNAL | VACANCY | — | 17 |
| 58433 | 31.9 | EARLY_SIGNAL | VACANCY | — | 18 |
| 58049 | 31.6 | EARLY_SIGNAL | VACANCY | — | 19 |
| 58461 | 31.4 | EARLY_SIGNAL | VACANCY | — | 19 |
| 58458 | 30.7 | WEAK | VACANCY | — | 18 |
| 58472 | 29.0 | WEAK | VACANCY | — | 16 |
| 58474 | 28.7 | WEAK | BANK_INSTITUTIONAL | — | 18 |
| 58490 | 27.5 | WEAK | VACANCY | — | 17 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/58431
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.