ZIP
58481
ND · County 38003 · pop 153 (population)
27.3
Opportunity Index
WEAKNational rank #28519
Why This ZIP
ZIP 58481 ranks #28519 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 37.2, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 58481 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 38003 — ZIP 58481 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 38003 — ZIP 58481 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 38003 — ZIP 58481 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 19.0 |
| Property Stress | 18.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 42.4 |
| Bank Institutional | 32.0 |
⚠ Missing Data
VacancyAuction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#28519
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp37.2
Pulse score20.7
Signal Breakdown — 10 Categories
Vacancy
0.0
Auction / REO
—
Construction Pressure
42.4
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
32.0
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
0.0%
Bank Score
32.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 58481 | 20.7 | 16.3 | 0.0 | — |
| County 38003 | 34.9 | 17.3 | 0.0 | 32.9 |
| ND state avg | 32.6 | 14.1 | 0.0 | 27.8 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 58031 | 41.6 | STRONG_BUY | BANK_INSTITUTIONAL | 62 | 15 |
| 58071 | 39.3 | PEAK_OPPORTUNITY | VACANCY | 57 | 15 |
| 58046 | 37.7 | OVERHEATED | VACANCY | — | 22 |
| 58448 | 37.6 | OVERHEATED | VACANCY | — | 23 |
| 58072 | 37.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 42 | 20 |
| 58056 | 35.8 | EARLY_SIGNAL | VACANCY | — | 22 |
| 58064 | 34.8 | EARLY_SIGNAL | VACANCY | — | 14 |
| 58492 | 34.3 | EARLY_SIGNAL | VACANCY | — | 18 |
| 58429 | 33.4 | EARLY_SIGNAL | VACANCY | — | 20 |
| 58479 | 33.3 | EARLY_SIGNAL | VACANCY | — | 20 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/58481
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.