ZIP
58545
ND · County 38057 · pop 3,278 (population)
43.7
Opportunity Index
STRONG_BUYNational rank #473
Why This ZIP
ZIP 58545 ranks #473 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 41.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 58545 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 38057 — ZIP 58545 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 38057 — ZIP 58545 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 38057 — ZIP 58545 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 51.9 |
| Foreclosure / Delinquency | 26.0 |
| Vacancy | 21.4 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 67.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#473
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp41.5
Pulse score45.2
Signal Breakdown — 10 Categories
Vacancy
21.4
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
51.9
Bank Institutional
67.7
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
68.5
Price Cut %
14.3%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
21.4%
Bank Score
67.7
Insurance Score
0.0
Listings Discount
51.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 58545 | 45.2 | 20.8 | 0.0 | 51.9 |
| County 38057 | 42.8 | 20.4 | 0.0 | 35.5 |
| ND state avg | 32.6 | 14.1 | 0.0 | 27.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 58523 | 43.0 | STRONG_BUY | VACANCY | 50 | 21 |
| 58571 | 39.1 | OVERHEATED | VACANCY | — | 21 |
| 58636 | 37.8 | OVERHEATED | VACANCY | — | 17 |
| 58638 | 36.2 | EARLY_SIGNAL | VACANCY | — | 16 |
| 58541 | 35.8 | EARLY_SIGNAL | VACANCY | — | 22 |
| 58631 | 35.4 | EARLY_SIGNAL | VACANCY | — | 16 |
| 58580 | 35.0 | EARLY_SIGNAL | VACANCY | — | 22 |
| 58530 | 33.7 | EARLY_SIGNAL | VACANCY | — | 24 |
| 58625 | 31.8 | EARLY_SIGNAL | VACANCY | — | 15 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/58545
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.