ZIP
58631
ND · County 38059 · pop 948 (population)
35.4
Opportunity Index
EARLY_SIGNALNational rank #8689
Why This ZIP
ZIP 58631 ranks #8689 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 30.6, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 58631 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 38059 — ZIP 58631 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 38059 — ZIP 58631 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 38059 — ZIP 58631 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 36.3 |
| Foreclosure / Delinquency | 18.0 |
| Property Stress | 16.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 83.8 |
| Bank Institutional | 62.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#8689
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp30.6
Pulse score38.6
Signal Breakdown — 10 Categories
Vacancy
36.3
Auction / REO
—
Construction Pressure
83.8
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
62.8
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
36.3%
Bank Score
62.8
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 58631 | 38.6 | 14.8 | 0.0 | — |
| County 38059 | 34.9 | 12.6 | 0.0 | 39.2 |
| ND state avg | 32.6 | 14.1 | 0.0 | 27.8 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 58570 | 40.2 | PEAK_OPPORTUNITY | VACANCY | 62 | 15 |
| 58563 | 40.1 | PEAK_OPPORTUNITY | VACANCY | 49 | 18 |
| 58554 | 36.3 | WATCHLIST | BANK_INSTITUTIONAL | 41 | 17 |
| 58638 | 36.2 | EARLY_SIGNAL | VACANCY | — | 16 |
| 58520 | 35.4 | EARLY_SIGNAL | VACANCY | — | 16 |
| 58535 | 35.4 | EARLY_SIGNAL | VACANCY | — | 16 |
| 58566 | 29.8 | WEAK | VACANCY | — | 16 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/58631
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.