ZIP
58554
ND · County 38059 · pop 29,175 (population)
36.3
Opportunity Index
WATCHLISTNational rank #6945
Why This ZIP
ZIP 58554 ranks #6945 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 38.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 58554 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 38059 — ZIP 58554 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 38059 — ZIP 58554 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 38059 — ZIP 58554 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 41.0 |
| Property Stress | 17.0 |
| Foreclosure / Delinquency | 14.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 83.6 |
| Bank Institutional | 57.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#6945
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp38.8
Pulse score34.6
Signal Breakdown — 10 Categories
Vacancy
10.2
Auction / REO
—
Construction Pressure
83.6
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
41.0
Bank Institutional
57.5
Insurance Distress
0.0
Foreclosure / Delinquency
14.0
Top-Line Metrics
Avg DOM (days)
31.2
Price Cut %
2.7%
Short-Sale Listings
27
Auction Events 90d
—
Vacancy %
10.2%
Bank Score
57.5
Insurance Score
0.0
Listings Discount
41.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 58554 | 34.6 | 12.4 | 0.0 | 41.0 |
| County 38059 | 34.9 | 12.6 | 0.0 | 39.2 |
| ND state avg | 32.6 | 14.1 | 0.0 | 27.8 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 58570 | 40.2 | PEAK_OPPORTUNITY | VACANCY | 62 | 15 |
| 58563 | 40.1 | PEAK_OPPORTUNITY | VACANCY | 49 | 18 |
| 58638 | 36.2 | EARLY_SIGNAL | VACANCY | — | 16 |
| 58535 | 35.4 | EARLY_SIGNAL | VACANCY | — | 16 |
| 58520 | 35.4 | EARLY_SIGNAL | VACANCY | — | 16 |
| 58631 | 35.4 | EARLY_SIGNAL | VACANCY | — | 16 |
| 58566 | 29.8 | WEAK | VACANCY | — | 16 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/58554
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.