ZIP
58656
ND · County 38089 · pop 366 (population)
35.0
Opportunity Index
EARLY_SIGNALNational rank #9650
Why This ZIP
ZIP 58656 ranks #9650 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 28.9, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 58656 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 38089 — ZIP 58656 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 38089 — ZIP 58656 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 38089 — ZIP 58656 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 21.0 |
| Vacancy | 16.1 |
| Property Stress | 15.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 82.8 |
| Bank Institutional | 70.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#9650
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp28.9
Pulse score39.1
Signal Breakdown — 10 Categories
Vacancy
16.1
Auction / REO
—
Construction Pressure
82.8
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
70.7
Insurance Distress
0.0
Foreclosure / Delinquency
21.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
16.1%
Bank Score
70.7
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 58656 | 39.1 | 14.9 | 0.0 | — |
| County 38089 | 36.1 | 14.5 | 0.0 | 39.7 |
| ND state avg | 32.6 | 14.1 | 0.0 | 27.8 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 58652 | 40.6 | PEAK_OPPORTUNITY | VACANCY | 51 | 15 |
| 58655 | 36.8 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 52 | 14 |
| 58601 | 36.7 | PEAK_OPPORTUNITY | VACANCY | 41 | 15 |
| 58646 | 36.4 | EARLY_SIGNAL | VACANCY | — | 18 |
| 58638 | 36.2 | EARLY_SIGNAL | VACANCY | — | 16 |
| 58622 | 35.7 | EARLY_SIGNAL | VACANCY | — | 15 |
| 58647 | 35.6 | EARLY_SIGNAL | VACANCY | — | 17 |
| 58630 | 35.0 | EARLY_SIGNAL | VACANCY | 36 | 15 |
| 58641 | 30.1 | WEAK | VACANCY | — | 11 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/58656
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.