ZIP
58707
ND · County 38101 · pop 496 (population)
24.5
Opportunity Index
WEAKNational rank #32217
Why This ZIP
ZIP 58707 ranks #32217 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.4, signal coverage 5/10 (63% data coverage, MEDIUM confidence).
ZIP 58707 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 38101 — ZIP 58707 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 38101 — ZIP 58707 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 38101 — ZIP 58707 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 18.0 |
| Property Stress | 16.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 34.0 |
⚠ Missing Data
VacancyAuction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings Discount
Coverage: 63%
Confidence: MEDIUM
⇅ Rank
National rank#32217
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp36.4
Pulse score16.6
Signal Breakdown — 10 Categories
Vacancy
—
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
34.0
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
—%
Bank Score
34.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 58707 | 16.6 | 10.8 | 0.0 | — |
| County 38101 | 29.0 | 13.4 | 0.0 | 32.3 |
| ND state avg | 32.6 | 14.1 | 0.0 | 27.8 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 58790 | 36.3 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 21 |
| 58734 | 35.9 | WATCHLIST | VACANCY | 54 | 17 |
| 58703 | 34.3 | WATCHLIST | BANK_INSTITUTIONAL | 44 | 19 |
| 58721 | 33.6 | EARLY_SIGNAL | VACANCY | — | 21 |
| 58771 | 33.2 | EARLY_SIGNAL | VACANCY | — | 17 |
| 58722 | 33.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 43 | 19 |
| 58781 | 32.5 | EARLY_SIGNAL | VACANCY | 44 | 19 |
| 58746 | 32.5 | EARLY_SIGNAL | VACANCY | — | 18 |
| 58701 | 31.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 34 | 19 |
| 58759 | 31.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 19 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/58707
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.