ZIP
59432
MT · County 30073 · pop 169 (population)
34.9
Opportunity Index
EARLY_SIGNALNational rank #9822
Why This ZIP
ZIP 59432 ranks #9822 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 38.1, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 59432 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 30073 — ZIP 59432 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 30073 — ZIP 59432 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 30073 — ZIP 59432 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 29.2 |
| Foreclosure / Delinquency | 26.0 |
| Property Stress | 19.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 98.0 |
| Bank Institutional | 28.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#9822
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp38.1
Pulse score32.8
Signal Breakdown — 10 Categories
Vacancy
29.2
Auction / REO
—
Construction Pressure
98.0
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
28.5
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
29.2%
Bank Score
28.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 59432 | 32.8 | 20.1 | 0.0 | — |
| County 30073 | 37.9 | 20.0 | 0.0 | 20.0 |
| MT state avg | 31.0 | 19.1 | 0.0 | 21.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (5)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 59425 | 37.7 | OVERHEATED | VACANCY | 33 | 19 |
| 59486 | 37.1 | OVERHEATED | VACANCY | — | 19 |
| 59448 | 34.4 | EARLY_SIGNAL | VACANCY | — | 19 |
| 59416 | 30.1 | WEAK | VACANCY | — | 19 |
| 59456 | 28.5 | WEAK | BANK_INSTITUTIONAL | — | 12 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/59432
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.