ZIP
59486
MT · County 30073 · pop 1,196 (population)
37.1
Opportunity Index
OVERHEATEDNational rank #5584
Why This ZIP
ZIP 59486 ranks #5584 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 30.3, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 59486 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 30073 — ZIP 59486 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 30073 — ZIP 59486 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 30073 — ZIP 59486 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 27.0 |
| Property Stress | 19.0 |
| Vacancy | 14.5 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 67.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#5584
PhaseOVERHEATED
Primary driverVACANCY
Capital opp30.3
Pulse score41.7
Signal Breakdown — 10 Categories
Vacancy
14.5
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
67.6
Insurance Distress
0.0
Foreclosure / Delinquency
27.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
14.5%
Bank Score
67.6
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 59486 | 41.7 | 20.7 | 0.0 | — |
| County 30073 | 38.0 | 20.6 | 0.0 | 20.0 |
| MT state avg | 31.0 | 19.2 | 0.0 | 21.1 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (5)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 59425 | 37.8 | OVERHEATED | VACANCY | 33 | 19 |
| 59432 | 35.0 | EARLY_SIGNAL | VACANCY | — | 19 |
| 59448 | 34.5 | EARLY_SIGNAL | VACANCY | — | 19 |
| 59416 | 30.2 | WEAK | VACANCY | — | 19 |
| 59456 | 28.6 | WEAK | BANK_INSTITUTIONAL | — | 12 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/59486
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.