ZIP
59635
MT · County 30049 · pop 8,382 (population)
31.3
Opportunity Index
EARLY_SIGNALNational rank #19130
Why This ZIP
ZIP 59635 ranks #19130 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 31.5, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 59635 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 30049 — ZIP 59635 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 30049 — ZIP 59635 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 30049 — ZIP 59635 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 31.0 |
| Property Stress | 26.0 |
| Vacancy | 1.8 |
▼ Top 3 Risk Signals
| Bank Institutional | 68.7 |
| Construction Pressure | 6.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#19130
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp31.5
Pulse score31.2
Signal Breakdown — 10 Categories
Vacancy
1.8
Auction / REO
—
Construction Pressure
6.6
FL Deep Bonus
—
Property Stress
26.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
68.7
Insurance Distress
0.0
Foreclosure / Delinquency
31.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
1.8%
Bank Score
68.7
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 59635 | 31.2 | 22.6 | 0.0 | — |
| County 30049 | 29.2 | 19.1 | 0.0 | 29.9 |
| MT state avg | 31.0 | 19.2 | 0.0 | 21.1 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 59639 | 34.2 | EARLY_SIGNAL | VACANCY | — | 23 |
| 59648 | 33.7 | WATCHLIST | VACANCY | 38 | 23 |
| 59602 | 32.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 23 |
| 59601 | 31.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 29 | 23 |
| 59410 | 30.5 | WEAK | VACANCY | — | 23 |
| 59421 | 30.5 | WEAK | VACANCY | 24 | 16 |
| 59640 | 30.5 | WEAK | VACANCY | — | 23 |
| 59633 | 28.4 | WEAK | VACANCY | — | 17 |
| 59625 | 25.1 | WEAK | BANK_INSTITUTIONAL | — | 17 |
| 59636 | 24.4 | WEAK | BANK_INSTITUTIONAL | — | 17 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/59635
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.