ZIP
59828
MT · County 30081 · pop 5,798 (population)
30.4
Opportunity Index
WEAKNational rank #21497
Why This ZIP
ZIP 59828 ranks #21497 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 32.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 59828 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 30081 — ZIP 59828 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 30081 — ZIP 59828 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 30081 — ZIP 59828 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 33.0 |
| Listings Discount | 28.3 |
| Property Stress | 19.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 61.6 |
| Construction Pressure | 11.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#21497
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp32.8
Pulse score28.8
Signal Breakdown — 10 Categories
Vacancy
5.2
Auction / REO
—
Construction Pressure
11.5
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
28.3
Bank Institutional
61.6
Insurance Distress
0.0
Foreclosure / Delinquency
33.0
Top-Line Metrics
Avg DOM (days)
41.5
Price Cut %
—%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
5.2%
Bank Score
61.6
Insurance Score
0.0
Listings Discount
28.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 59828 | 28.8 | 21.2 | 0.0 | 28.3 |
| County 30081 | 30.6 | 21.1 | 0.0 | 24.8 |
| MT state avg | 31.0 | 19.1 | 0.0 | 21.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 59833 | 34.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 30 | 18 |
| 59829 | 33.8 | EARLY_SIGNAL | VACANCY | 28 | 19 |
| 59875 | 32.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 19 |
| 59840 | 31.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 28 | 19 |
| 59871 | 30.7 | WEAK | VACANCY | 26 | 19 |
| 59827 | 30.5 | WEAK | VACANCY | — | 19 |
| 59870 | 30.4 | WEAK | BANK_INSTITUTIONAL | 27 | 19 |
| 59841 | 27.1 | WEAK | BANK_INSTITUTIONAL | — | 19 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/59828
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.