ZIP
59875
MT · County 30081 · pop 4,110 (population)
32.3
Opportunity Index
EARLY_SIGNALNational rank #16377
Why This ZIP
ZIP 59875 ranks #16377 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 28.6, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 59875 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 30081 — ZIP 59875 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 30081 — ZIP 59875 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 30081 — ZIP 59875 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 33.0 |
| Property Stress | 19.0 |
| Vacancy | 11.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 76.1 |
| Construction Pressure | 11.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#16377
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp28.6
Pulse score34.7
Signal Breakdown — 10 Categories
Vacancy
11.0
Auction / REO
—
Construction Pressure
11.5
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
76.1
Insurance Distress
0.0
Foreclosure / Delinquency
33.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
11.0%
Bank Score
76.1
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 59875 | 34.7 | 21.2 | 0.0 | — |
| County 30081 | 30.6 | 21.1 | 0.0 | 24.8 |
| MT state avg | 31.0 | 19.1 | 0.0 | 21.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 59833 | 34.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 30 | 18 |
| 59829 | 33.8 | EARLY_SIGNAL | VACANCY | 28 | 19 |
| 59840 | 31.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 28 | 19 |
| 59871 | 30.7 | WEAK | VACANCY | 26 | 19 |
| 59827 | 30.5 | WEAK | VACANCY | — | 19 |
| 59828 | 30.4 | WEAK | BANK_INSTITUTIONAL | 28 | 19 |
| 59870 | 30.4 | WEAK | BANK_INSTITUTIONAL | 27 | 19 |
| 59841 | 27.1 | WEAK | BANK_INSTITUTIONAL | — | 19 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/59875
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.