ZIP
59866
MT · County 30061 · pop 1,152 (population)
44.0
Opportunity Index
OVERHEATEDNational rank #423
Why This ZIP
ZIP 59866 ranks #423 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 35.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 59866 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 30061 — ZIP 59866 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 30061 — ZIP 59866 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 30061 — ZIP 59866 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 61.0 |
| Property Stress | 34.0 |
| Listings Discount | 31.8 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 68.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#423
PhaseOVERHEATED
Primary driverVACANCY
Capital opp35.8
Pulse score49.5
Signal Breakdown — 10 Categories
Vacancy
31.5
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
34.0
HOA / Federal Liens
—
Listings Discount
31.8
Bank Institutional
68.8
Insurance Distress
0.0
Foreclosure / Delinquency
61.0
Top-Line Metrics
Avg DOM (days)
8.5
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
31.5%
Bank Score
68.8
Insurance Score
0.0
Listings Discount
31.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 59866 | 49.5 | 41.0 | 0.0 | 31.8 |
| County 30061 | 43.3 | 38.2 | 0.0 | 20.8 |
| MT state avg | 31.0 | 19.1 | 0.0 | 21.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (5)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 59872 | 42.2 | OVERHEATED | VACANCY | 30 | 33 |
| 59830 | 39.7 | OVERHEATED | VACANCY | — | 29 |
| 59842 | 39.6 | OVERHEATED | VACANCY | — | 29 |
| 59867 | 35.7 | EARLY_SIGNAL | FORECLOSURE_DELINQUENCY | — | 29 |
| 59820 | 35.4 | EARLY_SIGNAL | VACANCY | — | 28 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/59866
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.