ZIP
59872
MT · County 30061 · pop 2,470 (population)
42.2
Opportunity Index
OVERHEATEDNational rank #886
Why This ZIP
ZIP 59872 ranks #886 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 34.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 59872 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 30061 — ZIP 59872 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 30061 — ZIP 59872 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 30061 — ZIP 59872 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 60.0 |
| Property Stress | 33.0 |
| Listings Discount | 29.9 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 68.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#886
PhaseOVERHEATED
Primary driverVACANCY
Capital opp34.8
Pulse score47.1
Signal Breakdown — 10 Categories
Vacancy
13.9
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
33.0
HOA / Federal Liens
—
Listings Discount
29.9
Bank Institutional
68.8
Insurance Distress
0.0
Foreclosure / Delinquency
60.0
Top-Line Metrics
Avg DOM (days)
5.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
13.9%
Bank Score
68.8
Insurance Score
0.0
Listings Discount
29.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 59872 | 47.1 | 40.0 | 0.0 | 29.9 |
| County 30061 | 43.3 | 38.2 | 0.0 | 20.8 |
| MT state avg | 31.0 | 19.1 | 0.0 | 21.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (5)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 59866 | 44.0 | OVERHEATED | VACANCY | 32 | 34 |
| 59830 | 39.7 | OVERHEATED | VACANCY | — | 29 |
| 59842 | 39.6 | OVERHEATED | VACANCY | — | 29 |
| 59867 | 35.7 | EARLY_SIGNAL | FORECLOSURE_DELINQUENCY | — | 29 |
| 59820 | 35.4 | EARLY_SIGNAL | VACANCY | — | 28 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/59872
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.