ZIP
60538
IL · County 17093 · pop 30,395 (population)
31.4
Opportunity Index
EARLY_SIGNALNational rank #18832
Why This ZIP
ZIP 60538 ranks #18832 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 38.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 60538 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 17093 — ZIP 60538 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 17093 — ZIP 60538 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 17093 — ZIP 60538 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 46.7 |
| Property Stress | 6.0 |
| Vacancy | 5.5 |
▼ Top 3 Risk Signals
| Bank Institutional | 59.5 |
| Construction Pressure | 42.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#18832
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp38.0
Pulse score27.0
Signal Breakdown — 10 Categories
Vacancy
5.5
Auction / REO
—
Construction Pressure
42.2
FL Deep Bonus
—
Property Stress
6.0
HOA / Federal Liens
—
Listings Discount
46.7
Bank Institutional
59.5
Insurance Distress
0.0
Foreclosure / Delinquency
2.0
Top-Line Metrics
Avg DOM (days)
56.8
Price Cut %
2.3%
Short-Sale Listings
3
Auction Events 90d
—
Vacancy %
5.5%
Bank Score
59.5
Insurance Score
0.0
Listings Discount
46.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 60538 | 27.0 | 3.0 | 0.0 | 46.7 |
| County 17093 | 26.2 | 3.3 | 0.0 | 44.5 |
| IL state avg | 30.7 | 11.1 | 0.0 | 33.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 60503 | 34.7 | WATCHLIST | BANK_INSTITUTIONAL | 55 | 10 |
| 60586 | 34.5 | WATCHLIST | BANK_INSTITUTIONAL | 53 | 10 |
| 60585 | 34.5 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 11 |
| 60537 | 32.9 | EARLY_SIGNAL | VACANCY | 48 | 10 |
| 60541 | 32.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 49 | 5 |
| 60544 | 32.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 44 | 10 |
| 60431 | 32.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 42 | 10 |
| 60548 | 31.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 42 | 9 |
| 60504 | 31.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 38 | 9 |
| 60447 | 30.5 | WEAK | BANK_INSTITUTIONAL | 44 | 6 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/60538
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.