ZIP
61815
IL · County 17019 · pop 309 (population)
32.4
Opportunity Index
EARLY_SIGNALNational rank #16094
Why This ZIP
ZIP 61815 ranks #16094 nationally with phase EARLY_SIGNAL. Primary driver: LISTINGS_DISCOUNT. Capital opportunity score is 47.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 61815 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 17019 — ZIP 61815 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 17019 — ZIP 61815 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 17019 — ZIP 61815 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 51.5 |
| Foreclosure / Delinquency | 18.0 |
| Property Stress | 15.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 31.0 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#16094
PhaseEARLY_SIGNAL
Primary driverLISTINGS_DISCOUNT
Capital opp47.4
Pulse score22.4
Signal Breakdown — 10 Categories
Vacancy
7.8
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
51.5
Bank Institutional
31.0
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
7.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
7.8%
Bank Score
31.0
Insurance Score
0.0
Listings Discount
51.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 61815 | 22.4 | 13.7 | 0.0 | 51.5 |
| County 17019 | 25.6 | 13.6 | 0.0 | 22.3 |
| IL state avg | 30.7 | 11.1 | 0.0 | 33.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 61810 | 37.0 | PEAK_OPPORTUNITY | VACANCY | 56 | 14 |
| 61849 | 36.1 | WATCHLIST | BANK_INSTITUTIONAL | 55 | 15 |
| 60949 | 35.3 | WATCHLIST | VACANCY | 56 | 14 |
| 61843 | 35.3 | WATCHLIST | BANK_INSTITUTIONAL | 57 | 14 |
| 60960 | 35.3 | WATCHLIST | VACANCY | 58 | 13 |
| 61872 | 33.5 | WATCHLIST | LISTINGS_DISCOUNT | 59 | 14 |
| 61853 | 33.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 51 | 14 |
| 61880 | 32.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 47 | 15 |
| 60957 | 32.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 54 | 8 |
| 61821 | 31.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 41 | 15 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/61815
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.