ZIP
61938
IL · County 17029 · pop 20,440 (population)
33.9
Opportunity Index
WATCHLISTNational rank #12233
Why This ZIP
ZIP 61938 ranks #12233 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 37.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 61938 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 17029 — ZIP 61938 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 17029 — ZIP 61938 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 17029 — ZIP 61938 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 42.6 |
| Foreclosure / Delinquency | 12.0 |
| Property Stress | 10.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 72.5 |
| Bank Institutional | 58.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#12233
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp37.4
Pulse score31.6
Signal Breakdown — 10 Categories
Vacancy
9.4
Auction / REO
—
Construction Pressure
72.5
FL Deep Bonus
—
Property Stress
10.0
HOA / Federal Liens
—
Listings Discount
42.6
Bank Institutional
58.1
Insurance Distress
0.0
Foreclosure / Delinquency
12.0
Top-Line Metrics
Avg DOM (days)
163.5
Price Cut %
16.7%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
9.4%
Bank Score
58.1
Insurance Score
0.0
Listings Discount
42.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 61938 | 31.6 | 8.3 | 0.0 | 42.6 |
| County 17029 | 31.1 | 8.3 | 0.0 | 35.2 |
| IL state avg | 30.7 | 11.1 | 0.0 | 33.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 61951 | 34.0 | WATCHLIST | BANK_INSTITUTIONAL | 44 | 7 |
| 61920 | 33.6 | WATCHLIST | VACANCY | 40 | 10 |
| 61933 | 32.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 10 |
| 61943 | 32.0 | EARLY_SIGNAL | VACANCY | — | 10 |
| 61912 | 31.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 10 |
| 62447 | 31.8 | EARLY_SIGNAL | VACANCY | — | 13 |
| 61911 | 29.7 | WEAK | BANK_INSTITUTIONAL | — | 9 |
| 61910 | 29.1 | WEAK | BANK_INSTITUTIONAL | — | 10 |
| 62420 | 29.1 | WEAK | BANK_INSTITUTIONAL | — | 13 |
| 62440 | 28.5 | WEAK | VACANCY | — | 11 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/61938
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.