ZIP
61951
IL · County 17139 · pop 7,654 (population)
34.0
Opportunity Index
WATCHLISTNational rank #12006
Why This ZIP
ZIP 61951 ranks #12006 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 61951 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 17139 — ZIP 61951 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 17139 — ZIP 61951 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 17139 — ZIP 61951 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 44.3 |
| Property Stress | 7.0 |
| Vacancy | 5.5 |
▼ Top 3 Risk Signals
| Construction Pressure | 97.5 |
| Bank Institutional | 63.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#12006
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp36.5
Pulse score32.3
Signal Breakdown — 10 Categories
Vacancy
5.5
Auction / REO
—
Construction Pressure
97.5
FL Deep Bonus
—
Property Stress
7.0
HOA / Federal Liens
—
Listings Discount
44.3
Bank Institutional
63.1
Insurance Distress
0.0
Foreclosure / Delinquency
5.0
Top-Line Metrics
Avg DOM (days)
149.7
Price Cut %
11.6%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
5.5%
Bank Score
63.1
Insurance Score
0.0
Listings Discount
44.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 61951 | 32.3 | 4.0 | 0.0 | 44.3 |
| County 17139 | 32.1 | 5.0 | 0.0 | 30.9 |
| IL state avg | 30.7 | 11.1 | 0.0 | 33.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 61914 | 37.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 57 | 8 |
| 61957 | 36.7 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 54 | 12 |
| 61938 | 33.9 | WATCHLIST | BANK_INSTITUTIONAL | 43 | 10 |
| 61913 | 31.5 | EARLY_SIGNAL | VACANCY | — | 8 |
| 61937 | 31.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 7 |
| 61929 | 31.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 7 |
| 61925 | 30.7 | WEAK | BANK_INSTITUTIONAL | — | 12 |
| 62534 | 30.6 | WEAK | BANK_INSTITUTIONAL | — | 13 |
| 61911 | 29.7 | WEAK | BANK_INSTITUTIONAL | — | 9 |
| 61928 | 27.2 | WEAK | BANK_INSTITUTIONAL | — | 9 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/61951
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.