ZIP
61944
IL · County 17045 · pop 11,426 (population)
37.1
Opportunity Index
PEAK_OPPORTUNITYNational rank #5541
Why This ZIP
ZIP 61944 ranks #5541 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 41.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 61944 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 17045 — ZIP 61944 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 17045 — ZIP 61944 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 17045 — ZIP 61944 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 55.4 |
| Foreclosure / Delinquency | 12.0 |
| Property Stress | 10.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 79.5 |
| Bank Institutional | 65.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#5541
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp41.1
Pulse score34.5
Signal Breakdown — 10 Categories
Vacancy
5.9
Auction / REO
—
Construction Pressure
79.5
FL Deep Bonus
—
Property Stress
10.0
HOA / Federal Liens
—
Listings Discount
55.4
Bank Institutional
65.4
Insurance Distress
0.0
Foreclosure / Delinquency
12.0
Top-Line Metrics
Avg DOM (days)
72.7
Price Cut %
50.0%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
5.9%
Bank Score
65.4
Insurance Score
0.0
Listings Discount
55.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 61944 | 34.5 | 8.3 | 0.0 | 55.4 |
| County 17045 | 33.6 | 8.4 | 0.0 | 37.1 |
| IL state avg | 30.7 | 11.1 | 0.0 | 33.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 61810 | 37.0 | PEAK_OPPORTUNITY | VACANCY | 56 | 14 |
| 62441 | 34.2 | WATCHLIST | BANK_INSTITUTIONAL | 53 | 13 |
| 61876 | 32.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 14 |
| 61933 | 32.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 10 |
| 61917 | 32.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 10 |
| 61943 | 32.0 | EARLY_SIGNAL | VACANCY | — | 10 |
| 61924 | 31.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 10 |
| 61942 | 31.5 | EARLY_SIGNAL | VACANCY | — | 10 |
| 61940 | 29.0 | WEAK | VACANCY | — | 10 |
| 61932 | 28.9 | WEAK | VACANCY | — | 10 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/61944
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.