ZIP
62320
IL · County 17001 · pop 2,431 (population)
31.8
Opportunity Index
EARLY_SIGNALNational rank #17716
Why This ZIP
ZIP 62320 ranks #17716 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 30.9, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 62320 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 17001 — ZIP 62320 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 17001 — ZIP 62320 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 17001 — ZIP 62320 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 16.1 |
| Foreclosure / Delinquency | 12.0 |
| Property Stress | 10.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 84.4 |
| Bank Institutional | 55.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#17716
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp30.9
Pulse score32.4
Signal Breakdown — 10 Categories
Vacancy
16.1
Auction / REO
—
Construction Pressure
84.4
FL Deep Bonus
—
Property Stress
10.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
55.5
Insurance Distress
0.0
Foreclosure / Delinquency
12.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
16.1%
Bank Score
55.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 62320 | 32.4 | 8.3 | 0.0 | — |
| County 17001 | 29.9 | 8.3 | 0.0 | 30.9 |
| IL state avg | 30.9 | 11.5 | 0.0 | 33.8 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 62379 | 39.1 | PEAK_OPPORTUNITY | VACANCY | 55 | 13 |
| 62324 | 38.3 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 60 | 10 |
| 62349 | 35.4 | WATCHLIST | LISTINGS_DISCOUNT | 57 | 10 |
| 62311 | 35.0 | EARLY_SIGNAL | VACANCY | — | 14 |
| 62312 | 33.6 | EARLY_SIGNAL | VACANCY | — | 15 |
| 62301 | 32.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 38 | 10 |
| 62343 | 32.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 62373 | 32.5 | EARLY_SIGNAL | VACANCY | — | 13 |
| 62305 | 32.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 38 | 10 |
| 62314 | 31.8 | EARLY_SIGNAL | VACANCY | — | 15 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/62320
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.